Controlled disbursal
Validate borrower and destination context before releasing an approved loan instruction.
For lenders and NBFC programmes
Payment operations for disbursal, mandate and collection journeys.
Connect eligible loan disbursals, repayment mandates, payment links and reconciliation around a borrower and loan reference while preserving the lender and partner responsibility model.
PayDrion
Loan payment lifecycle
Loan-linked evidence
Illustrative product operating view
Approved disbursal to mandate-led repayment and reconciliation.
Loan approval
Disbursed
Disbursal
Mandate active
Repayment mandate
Collections mapped
4
Instalment
Disbursed
Current operating signal
Loan-linked evidence
Each state remains linked to the originating PayDrion record.
Disbursed
Mandate active
Collections mapped
Lending operations
Every payment should remain connected to borrower and loan context.
PayDrion composes eligible disbursal, mandate, link and reconciliation workflows while preserving lender and partner responsibilities.
Repayment journeys
Compose mandate-led debits, UPI, links and other eligible methods around instalment context.
Collection reconciliation
Map each paid, pending, failed, reversed or refunded amount to the relevant loan record.
Lending operations
For lenders and NBFC programmesDedicated product layer · shared PayDrion evidence model
Every payment should remain connected to borrower and loan context.
PayDrion composes eligible disbursal, mandate, link and reconciliation workflows while preserving lender and partner responsibilities.
For lenders and NBFC programmesDedicated product layer · shared PayDrion evidence model
PayDrion product architecture
Loan-linked evidence
Loan approval
Validate borrower and destination context before releasing an approved loan instruction.
Disbursed
Disbursal
Compose mandate-led debits, UPI, links and other eligible methods around instalment context.
Mandate active
Repayment mandate
Map each paid, pending, failed, reversed or refunded amount to the relevant loan record.
Collections mapped
Instalment
Validate borrower and destination context before releasing an approved loan instruction.
Disbursed
PayDrion evidence lineRequest · decision · partner reference · signed event · operator action
Complete service directory
Choose the exact PayDrion capability your flow needs.
Each capability has its own implementation context, operating controls, use cases and activation boundary. Start with one module or compose a connected stack.
Products 11 capabilities View all +
Core payments
A payment gateway built around control, not complexity.
Conversion layer
Checkout that makes confidence visible at every step.
Recurring commerce
Subscription payments with consent, billing context and recovery built in.
Multi-party operations
Split-settlement logic with clear allocation evidence.
No-code collections
Create a payment journey from a link.
Control plane
Orchestrate payment decisions with one policy layer.
Routing intelligence
Send each eligible transaction through the right path.
Post-payment operations
Refunds with references, reasons and accountability.
Money movement visibility
See what was collected, adjusted and settled.
Finance automation
Reconciliation that starts with transaction evidence.
Operations cockpit
Every transaction state, one searchable timeline.
Accept payments 11 capabilities View all +
UPI acceptance
UPI flows designed for intent, QR and clear confirmation.
UPI intent
App handoff that keeps the payment journey coherent.
UPI AutoPay
Recurring UPI mandates with consent and lifecycle visibility.
Scan and pay
Dynamic UPI QR for order-specific collections.
App-native payment
UPI deeplinks that preserve context through the handoff.
Card acceptance
Card payments with modern authentication and safer data boundaries.
Card tokenisation
Safer repeat card payments without merchant-side credential storage.
Bank redirect payments
Netbanking with a clean redirect and return journey.
Wallet acceptance
Supported wallets, presented as part of one checkout.
Bank mandates
eNACH workflows for repeatable bank-account debits.
Recurring authorisation
eMandate experiences with consent at the centre.
Payouts 8 capabilities View all +
Unified disbursements
One payout surface for IMPS, NEFT, RTGS and eligible UPI.
Bank connectivity
Connected banking that turns accounts into controlled payout rails.
Batch disbursements
Bulk payouts without bulk ambiguity.
Beneficiary controls
Beneficiary management before money movement begins.
Immediate bank transfer
IMPS payouts for eligible, time-sensitive disbursements.
Batch-settled bank transfer
NEFT payouts with 24×7 system availability and traceable UTRs.
Large-value transfer
RTGS controls for eligible high-value payouts.
UPI disbursement
Eligible UPI payouts for account or handle-based reach.
Platform 7 capabilities View all +
Technology Service Provider
TSP infrastructure for businesses building payment experiences.
Payment Service Platform
PSP modules that connect experience, controls and payment rails.
White-label experience
Your merchant experience, powered visibly by PayDrion infrastructure.
Roles and approvals
Maker-checker controls for actions that move money or risk.
KYB operations
Merchant onboarding with evidence, ownership and risk context.
Event infrastructure
Webhooks built for retries, verification and audit.
Transaction governance
Risk controls that are explainable to operators.
Financial APIs 9 capabilities View all +
Assisted banking API
AEPS integration for authorised assisted-service models.
Domestic remittance
DMT APIs for approved remittance programmes.
Bharat Connect
Bill-payment APIs for discover, validate and pay journeys.
Recharge aggregation
Recharge APIs with operator context and clear outcomes.
Mobile recharge
Mobile recharge APIs with operator-aware validation.
DTH recharge
DTH recharge journeys with subscriber context and traceable results.
Trust primitives
Verification APIs that strengthen onboarding and payouts.
Bank account verification
Validate beneficiary context before an eligible payout.
PAN verification
Purpose-led PAN verification for eligible onboarding flows.
Solutions 7 capabilities View all +
For fintechs
A modular payment stack for products that cannot stand still.
For lenders and NBFC programmes
Payment operations for disbursal, mandate and collection journeys.
For marketplaces
Collect, reconcile and disburse across a multi-party marketplace.
For commerce
A faster checkout is useful; a trustworthy one converts.
For recurring revenue
Subscription payment operations beyond the first charge.
For education
Fee collection experiences built for students and finance teams.
For complex operations
Enterprise payments with governed access and measurable control.
Developers 4 capabilities View all +
Where it fits
Designed around the job the money movement must complete.
Configuration follows the real transaction purpose, customer experience and operating responsibility—not a one-size-fits-all product label.
01
Digital lending
02
EMI collections
03
Partner-led NBFC programmes
Questions
Practical answers before implementation.
Commercial and technical details are confirmed for the specific entity, use case and approved programme.
How does implementation begin?+
PayDrion first maps your business model, transaction flow, expected volumes, risk profile and required payment rails. An implementation plan and test credentials follow successful onboarding.
Can this be enabled for every business?+
Availability, limits, pricing and settlement timelines depend on onboarding, use case, bank or network partner approval, and applicable regulation.
How are transaction states confirmed?+
Use the synchronous API response for immediate context, then rely on signed webhooks and server-side status verification as the operational source of truth.