Controlled initiation
Capture reason, amount and operator identity before a refund request is sent.
Post-payment operations
Refunds with references, reasons and accountability.
Initiate full or partial refunds, apply approval controls and keep customers and operations teams aligned on the latest state.
PayDrion
Refund operations
Reference-linked refund
Illustrative product operating view
Full and partial refunds with visible ownership.
refund supportFull + partial
RecordIllustrative valueState
01
Original payment
â‚ą84,200
Requested
02
Refund amount
â‚ą62,480
Processing
03
Reason
â‚ą18,900
Completed
04
Approval
â‚ą2,820
Requested
Requested
Processing
Completed
Post-payment control
A refund needs its own evidence trail.
PayDrion connects the refund request, operator, amount, reason, partner reference and customer-facing state to the original payment.
Status tracking
Follow accepted, processing, completed and failed states with partner references.
Customer context
Surface clear expectations without promising timelines the rail cannot guarantee.
Post-payment control
Post-payment operationsDedicated product layer · shared PayDrion evidence model
A refund needs its own evidence trail.
PayDrion connects the refund request, operator, amount, reason, partner reference and customer-facing state to the original payment.
Post-payment operationsDedicated product layer · shared PayDrion evidence model
PayDrion product architecture
Reference-linked refund
Original payment
Capture reason, amount and operator identity before a refund request is sent.
Requested
Refund amount
Follow accepted, processing, completed and failed states with partner references.
Processing
Reason
Surface clear expectations without promising timelines the rail cannot guarantee.
Completed
Approval
Capture reason, amount and operator identity before a refund request is sent.
Requested
PayDrion evidence lineRequest · decision · partner reference · signed event · operator action
Complete service directory
Choose the exact PayDrion capability your flow needs.
Each capability has its own implementation context, operating controls, use cases and activation boundary. Start with one module or compose a connected stack.
Products 11 capabilities View all +
Core payments
A payment gateway built around control, not complexity.
Conversion layer
Checkout that makes confidence visible at every step.
Recurring commerce
Subscription payments with consent, billing context and recovery built in.
Multi-party operations
Split-settlement logic with clear allocation evidence.
No-code collections
Create a payment journey from a link.
Control plane
Orchestrate payment decisions with one policy layer.
Routing intelligence
Send each eligible transaction through the right path.
Post-payment operations
Refunds with references, reasons and accountability.
Money movement visibility
See what was collected, adjusted and settled.
Finance automation
Reconciliation that starts with transaction evidence.
Operations cockpit
Every transaction state, one searchable timeline.
Accept payments 11 capabilities View all +
UPI acceptance
UPI flows designed for intent, QR and clear confirmation.
UPI intent
App handoff that keeps the payment journey coherent.
UPI AutoPay
Recurring UPI mandates with consent and lifecycle visibility.
Scan and pay
Dynamic UPI QR for order-specific collections.
App-native payment
UPI deeplinks that preserve context through the handoff.
Card acceptance
Card payments with modern authentication and safer data boundaries.
Card tokenisation
Safer repeat card payments without merchant-side credential storage.
Bank redirect payments
Netbanking with a clean redirect and return journey.
Wallet acceptance
Supported wallets, presented as part of one checkout.
Bank mandates
eNACH workflows for repeatable bank-account debits.
Recurring authorisation
eMandate experiences with consent at the centre.
Payouts 8 capabilities View all +
Unified disbursements
One payout surface for IMPS, NEFT, RTGS and eligible UPI.
Bank connectivity
Connected banking that turns accounts into controlled payout rails.
Batch disbursements
Bulk payouts without bulk ambiguity.
Beneficiary controls
Beneficiary management before money movement begins.
Immediate bank transfer
IMPS payouts for eligible, time-sensitive disbursements.
Batch-settled bank transfer
NEFT payouts with 24Ă—7 system availability and traceable UTRs.
Large-value transfer
RTGS controls for eligible high-value payouts.
UPI disbursement
Eligible UPI payouts for account or handle-based reach.
Platform 7 capabilities View all +
Technology Service Provider
TSP infrastructure for businesses building payment experiences.
Payment Service Platform
PSP modules that connect experience, controls and payment rails.
White-label experience
Your merchant experience, powered visibly by PayDrion infrastructure.
Roles and approvals
Maker-checker controls for actions that move money or risk.
KYB operations
Merchant onboarding with evidence, ownership and risk context.
Event infrastructure
Webhooks built for retries, verification and audit.
Transaction governance
Risk controls that are explainable to operators.
Financial APIs 9 capabilities View all +
Assisted banking API
AEPS integration for authorised assisted-service models.
Domestic remittance
DMT APIs for approved remittance programmes.
Bharat Connect
Bill-payment APIs for discover, validate and pay journeys.
Recharge aggregation
Recharge APIs with operator context and clear outcomes.
Mobile recharge
Mobile recharge APIs with operator-aware validation.
DTH recharge
DTH recharge journeys with subscriber context and traceable results.
Trust primitives
Verification APIs that strengthen onboarding and payouts.
Bank account verification
Validate beneficiary context before an eligible payout.
PAN verification
Purpose-led PAN verification for eligible onboarding flows.
Solutions 7 capabilities View all +
For fintechs
A modular payment stack for products that cannot stand still.
For lenders and NBFC programmes
Payment operations for disbursal, mandate and collection journeys.
For marketplaces
Collect, reconcile and disburse across a multi-party marketplace.
For commerce
A faster checkout is useful; a trustworthy one converts.
For recurring revenue
Subscription payment operations beyond the first charge.
For education
Fee collection experiences built for students and finance teams.
For complex operations
Enterprise payments with governed access and measurable control.
Developers 4 capabilities View all +
Where it fits
Designed around the job the money movement must complete.
Configuration follows the real transaction purpose, customer experience and operating responsibility—not a one-size-fits-all product label.
01
Order cancellation
02
Partial fulfilment
03
Dispute resolution
Questions
Practical answers before implementation.
Commercial and technical details are confirmed for the specific entity, use case and approved programme.
How does implementation begin?+
PayDrion first maps your business model, transaction flow, expected volumes, risk profile and required payment rails. An implementation plan and test credentials follow successful onboarding.
Can this be enabled for every business?+
Availability, limits, pricing and settlement timelines depend on onboarding, use case, bank or network partner approval, and applicable regulation.
How are transaction states confirmed?+
Use the synchronous API response for immediate context, then rely on signed webhooks and server-side status verification as the operational source of truth.