Regulatory posture
Assisted banking API

AEPS integration for authorised assisted-service models.

Enable eligible Aadhaar Enabled Payment System services only through authorised institutional arrangements, controlled agent networks and compliant consent flows.

PayDrion Assisted-service request Authorised access only
Illustrative product operating view Agent, outlet, device and customer consent in one context.
PayDrion operating record Assisted-service request Eligible
1 Approved agent
2 Outlet
3 Device
4 Customer consent
Evidence boundary Authorised access only
Eligible Authenticated Receipt issued
AEPS integration

The agent and assisted-service context are part of the transaction—not metadata.

PayDrion binds eligible requests to approved institutional arrangements and preserves consent, outcome and receipt evidence.

01

Agent-aware requests

Bind each transaction to an approved operator, outlet and device context.

02

Consent and receipt

Make customer authorisation and transaction evidence visible.

03

Exception controls

Handle biometric, issuer and connectivity outcomes without unsafe retries.

AEPS integration

The agent and assisted-service context are part of the transaction—not metadata.

PayDrion binds eligible requests to approved institutional arrangements and preserves consent, outcome and receipt evidence.

PayDrion Assisted banking APIDedicated product layer · shared PayDrion evidence model
PayDrion product architecture Authorised access only
01
Approved agent Bind each transaction to an approved operator, outlet and device context.
Eligible
02
Outlet Make customer authorisation and transaction evidence visible.
Authenticated
03
Device Handle biometric, issuer and connectivity outcomes without unsafe retries.
Receipt issued
04
Customer consent Bind each transaction to an approved operator, outlet and device context.
Eligible
PayDrion evidence lineRequest · decision · partner reference · signed event · operator action
Operating flow

Three stages. Clear ownership at each one.

The exact partner and regulatory path varies by product, but the operational discipline remains consistent.

01

Request

Submit a schema-validated API request with an idempotency key.

02

Process

The platform applies eligibility, partner routing and transaction controls.

03

Observe

Consume deterministic responses, callbacks and searchable transaction records.

Programme boundary

API availability does not equal permission to operate the underlying regulated service.

Activation requires an eligible business model, authorised partner structure, documented operating responsibilities and applicable customer-protection controls.

Where it fits

Designed around the job the money movement must complete.

Configuration follows the real transaction purpose, customer experience and operating responsibility—not a one-size-fits-all product label.

01 Business correspondents
02 Assisted service points
03 Rural access programmes
Questions

Practical answers before implementation.

Commercial and technical details are confirmed for the specific entity, use case and approved programme.

How does implementation begin?+

PayDrion first maps your business model, transaction flow, expected volumes, risk profile and required payment rails. An implementation plan and test credentials follow successful onboarding.

Can this be enabled for every business?+

Availability, limits, pricing and settlement timelines depend on onboarding, use case, bank or network partner approval, and applicable regulation.

How are transaction states confirmed?+

Use the synchronous API response for immediate context, then rely on signed webhooks and server-side status verification as the operational source of truth.